INVEST YOUR BEST

A Chinese proverb says: “The best time to plant a tree was 20 years ago. The second-best time is now.” That attitude is at the heart of investing. No matter how old you are, the best time to start investing was a while ago. But it's never too late to do something. Just make sure the decisions you make are the right ones for your age—your investment approach should age with you. It's also a good idea to meet with a qualified financial professional who can tell you where you stand and where you need to go.